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Terms of Service

Effective Date: May 1, 2025

Welcome to Accent Jewelers! By accessing or using our website at www.accentjewelers.com, you agree to be bound by the following Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our website.

1. Use of Our Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use of the site. You may not use our website to transmit any harmful, offensive, or unlawful content.

2. Intellectual Property

All content on this site—including text, images, logos, designs, and graphics—is the property of Accent Jewelers or its licensors and is protected under applicable intellectual property laws. You may not reproduce, republish, transmit, or distribute any material from this site without prior written permission.

  1. User Submissions

If you voluntarily submit content to our site (e.g., inquiries, reviews, or other communications), you grant Accent Jewelers a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display that content in connection with our website and business.

4. Links to Third-Party Sites

Our website may contain links to third-party websites that are not owned or controlled by Accent Jewelers. We are not responsible for the content, privacy policies, or practices of any third-party sites and inclusion of a link does not imply endorsement.

5. Compliance with Tennessee Pawnbrokers Act

Tennessee Pawnbrokers Act of 1988 (TCA § 45-6-201 et seq)

AJL complies with all provisions of the Tennessee Pawnbrokers Act of 1988 and subsequent revisions as documented in:

Tennessee Code Annotated (TCA) § 45-6-201 through 211. These provisions include:

  • Must hold all items pawned for a minimum of 30 days after the pawn maturity date (TCA § 45-6-211).
  • Must hold all items pawned or loaned for a minimum of 48 hours before items can be picked up or repurchased by customer (TCA § 45-6-209).
  • Can charge a maximum of 2% interest per month and a fee of 20% of the loan amount/balance per month (TCA § 45-6-210). AJL charges 2% interest per month and a fee of 18% or less of the loan amount/balance per month resulting in a combined 20% monthly fee. In certain circumstances based on the quality of a particular item, the payment history of a particular customer, or the amount of a specific loan, management may approve a lower fee on a case-by-case basis.

6. Disclaimer

The content provided on this site is for general informational purposes only. All content is provided “as is” without warranties of any kind, either express or implied. Accent Jewelers does not warrant the accuracy or completeness of any information provided.

7. Limitation of Liability

To the fullest extent permitted by law, Accent Jewelers shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or relating to your use of the site or reliance on its content.

8. Changes to These Terms

Accent Jewelers reserves the right to update or modify these Terms at any time. Changes will be effective upon posting to this page. Continued use of the site after changes are posted constitutes your acceptance of the revised Terms.

9. Contact Us

If you have any questions regarding these Terms, please contact us:

Email: info@accentjewelers.com

Phone: (901) 682-8036

Address: 5050 Poplar Ave, Suite 127, Memphis, TN 38157